Hospital Beds Medicare

If you need a hospital bed for home use then you may want to check to see if you are covered for the purchase or rental through Medicare. When it comes to hospital beds Medicare often pays for rentals and may pay for a portion of the purchase price if the bed is for long term use. You can check with your local Medicare representative or look over your specific policy to see of the purchase or rental may be covered.

Medicare Basics

Medicare offers insurance for millions of people throughout the United States. It typically provides coverage to those who are 65 years of age or older or those younger than 65 who may be disabled. If you have Medicare coverage then certain prescriptions are covered under your policy, provided you have prescription coverage. Medicare Part B pays for things that are not typically covered under Medicare Part A so if you have this coverage then you can check to see if a hospital bed will be covered under your policy. You may need to ask your doctor to prescribe a hospital bed for you for home use in order for Medicare to pay for it. Medicare Part B normally covers the cost of certain medical equipment and other needs like x-rays, chemotherapy and transportation services. It also covers medical equipment in many cases. Coverage normally includes things such as lift chairs, walkers, wheelchairs and hospital beds. If you need hospital beds Medicare may very well help you to cover the cost.

Obtaining Coverage for Hospital Beds

There are different types of medical equipment for home use that may be covered by your Medicare policy. The coverage normally extends to things such as mobility scooters and power wheelchairs. However, before Medicare will cover any needed medical equipment you will need your physician to provide you with orders for that equipment. For instance, if you need a hospital bed for home recovery then your doctor will need to provide Medicare with an order stating that you indeed do require this device. This is the only way that Medicare will cover the cost of a hospital bed or any other mobility or medical equipment. In addition, Medicare will only cover equipment that you need while inside your home. For instance, for wheelchairs and mobility scooters, Medicare may not cover the cost if you basically only need these items when you are outside of your home. You should also understand that there is often a cap for what Medicare will cover. If you are in need of hospital beds Medicare may only cover a portion of the overall cost. of course, this will help to keep you from paying for the entire purchase out of pocket but you should check with your Medicare representative to see just how much of the overall cost will be covered under your policy. Medicare does normally cover about 80 percent of certain medically needed equipment for the home so be certain that you check to see just how much of your hospital bed purchase or rental cost will be covered.